Sunday, December 30, 2018

Bill Gates says a deadly flu epidemic is one of the biggest threats to humanity. It could kill nearly 33 million people in 6 months.




Bill Gates says a deadly flu epidemic is one of the biggest threats to humanity. It could kill nearly 33 million people in 6 months.



Bill Gates
In his annual letter, Bill Gates wrote, "if anything is going to kill tens of millions of people in a short time, it will probably be a global epidemic. And the disease would most likely be a form of the flu."
JP Yim / Getty
  • Bill Gates released his annual "What I learned at work this year" letter, which reflects on the issues of the past year and predicts what may happen in the upcoming 12 months.
  • In his 2018 edition, the Microsoft founder shared what he believes will be the next epidemic: the flu.
  • "If anything is going to kill tens of millions of people in a short time, it will probably be a global epidemic. And the disease would most likely be a form of the flu," Gates wrote.
  • Gates added that developing a universal flu vaccine is crucial for keeping a global outbreak from happening.
As 2018 comes to a close, Microsoft founder Bill Gates is reflecting on the year and thinking about what lies ahead in his annual "What I learned at work this year" letter. In addition to addressing energy and gene editing, this year's musings focused on the potential of a global flu epidemic — one that Gates, also the cofounder of the Bill and Melinda Gates Foundation, does not think we are ready to handle.
As Gates wrote in his letter, 2018 marked the 100 year anniversary of the Spanish flu pandemic, a global outbreak that infected 500 million people worldwide and killed roughly 50 million, according to the Centers for Disease Control and Prevention.
"I had hoped that hitting the 100th anniversary of this epidemic would spark a lot of discussion about whether we're ready for the next global epidemic," he wrote. "Unfortunately, it didn't, and we still are not ready."

A global flu epidemic could kill more people in the short-term than terrorism or climate change

In his letter, Gates acknowledged that dangers like terrorism and climate change cause great worry among the general public. But he also noted that the flu should be high on their list of concerns as well.
"If anything is going to kill tens of millions of people in a short time, it will probably be a global epidemic," he wrote. "And the disease would most likely be a form of the flu, because the flu virus spreads easily through the air. Today a flu as contagious and lethal as the 1918 one would kill nearly 33 million people in just six months."

flu sick woman at home in bed
Children, adults over the age of 65, people who are pregnant, people with serious medical conditions, and people undergoing chemotherapy are most vulnerable when it comes to the flue.
Shutterstock

Gates's concerns are warranted. An estimated 80,000 Americans died from the flu last winter, and 180 of those deaths occurred in children, according to the CDC.
In order to prevent a pandemic from spreading, Gates wrote that "we need a plan for national governments to work together."
"We need to think through how to handle quarantines, make sure supply chains will reach affected areas, decide how to involve the military, and so on. There was not much progress on these questions in 2018," he wrote.

A universal flu vaccine could help protect people from the epidemic, but only if they receive it

Despite the lack of progress in developing a preparedness plan, Gates noted that there have been major steps towards creating a vaccine that protects against every strain of flu. It would only work for people who have never been exposed to the flu in any form.

flu shot kids
once you’ve had the flu, your body obsesses over the strain that got you sick. This makes it near impossible to create a universal vaccine.
Charles Krupa/AP

"All strains of the virus have certain structures in common," Gates explained. "If you've never been exposed to the flu, it's possible to make a vaccine that teaches your immune system to look for those structures and attack them. But once you've had the flu, your body obsesses over the strain that got you sick. That makes it really hard to get your immune system to look for the common structures."
Even if we were to develop a super vaccine, which Gates writes is possible as "new research money is coming in and more scientists are working on it," there is still the issues of people getting it. While flu shots are readily available, they are not mandatory, giving people opposed to vaccines an easy out.
When people avoid vaccination, they increase their risk of developing and spreading the disease. If a person with a weakened, changing, or underdeveloped immune system catches the flu, it could become deadly. According to Healthline, the groups that are more vulnerable to the flu include children, adults over the age of 65, people who are pregnant, people with serious medical conditions, and people undergoing chemotherapy.

The Gates family isn't only concerned about the deadly potential of the flu

In February 2017, Gates warned about the dangers of weaponized diseases that could kill more than 30 million people in a year.
"Whether it occurs by a quirk of nature or at the hand of a terrorist, epidemiologists say a fast-moving airborne pathogen could kill more than 30 million people in less than a year," Gates wrote in an op-ed for Business Insider at the time. "And they say there is a reasonable probability the world will experience such an outbreak in the next 10-15 years."
In March of this year, Gates and his wife Melinda brought up their concerns of a potential bioterrorism attack during a panel at South by Southwest. As with a future global flu epidemic, the two believe we are "unprepared" to handle an attack and need to create safety standards and protocols. 














































































Microsoft co-founder Bill Gates at his office in the Seattle area. (GeekWire File Photo / Kevin Lisota)
It’s almost hard to remember the Bill Gates of yesteryear — the brash, competitive, hard-charging business leader known to dismiss Microsoft managers by telling them they’d just presented the “stupidest” idea he’d ever heard.
Now, at the age of 63, Gates is contemplative, intellectual and thoughtful — an impatient optimist working hard to tackle some of the planet’s most pressing problems. It’s a fascinating transformation, and Gates’ writings are deep and analytical. It’s a stark contrast from the sound-bite and tweet-dominated world that drives so many conversations in this era.
In a newly published, 2,618-word essay — created in the “corny” tradition of his parents’ year-end letters to friends — Gates leads us on a journey of some of the top things on his mind.
“What connects it all is my belief that innovation can save lives and improve everyone’s well-being,” Gates writes. “A lot of people underestimate just how much innovation will make life better.”
The letter, titled “What I learned at work this year,” dives deep into five core areas — Alzheimer’s, polio, energy, the next epidemic, and gene editing — and four of those are directly tied to human health and well being. The focus on human health is no surprise, given the work of the Bill & Melinda Gates Foundation, but the letter shows how Gates’ perspective is evolving.
He writes that the world is shifting to a “broader understanding of well-being,” saying this will be “the thrust of many big breakthroughs of the future.”

RELATED: As China option fades, Bill Gates urges U.S. to take the lead in nuclear power, for the good of the planet

Here’s what else is on Gates’ mind as he reflects on 2018 and looks ahead to 2019:
What keeps him up at night: Gates doesn’t mince words when it comes to the threat of an epidemic: “We still are not ready.” He predicts that the next global health crisis will come in the form of a flu and says it could kill nearly 33 million people in six months if it’s as deadly as the Spanish flu epidemic that struck 100 years ago.
Gates is also frustrated by the slow fight to eliminate polio from the world. “I thought we would be closer to eradicating polio today than we are,” he writes. Polio was one of the first big philanthropic challenges that Gates took on, working alongside Rotary International and other organizations. In 1997, Gates traveled to India and administered oral polio vaccines to kids, and talked about the eradication of the disease. While he and other global health workers made early strides toward reducing outbreaks, there were 29 cases of Polio in 2018, up from 22 in 2017.
An environmental health officer tests sewage for the polio virus in Nigeria with Gates Foundation CEO Sue Desmond-Hellmann. (Gates Foundation Photo)
What gives him hope: Despite the challenges, Gates still believes a polio-free future is within reach. He’s optimistic about a new oral vaccine for polio being tested in Belgium and Panama. The treatment “would overcome some of the problems with previous oral vaccines when they’re used in places where few children are immunized,” Gates writes. The vaccine could be administered as early as 2020.
Gates says he still spends a lot of time on Polio, talking to funders about wiping out the disease. “I remind them of the huge benefits of success, and the risk that the disease will return in a big way if we don’t finish the job.” In 2017, Gates committed $300 million to the Polio eradication effort, following remarks he made in 2014 that wiping out Polio is easier than fixing the U.S. education system.
Gates is also encouraged by positive trends in Alzheimer’s research over the past year. In particular, he’s excited about increased funding, better data, and improved diagnostics for the confounding disease.
Melinda and Bill Gates at the University of Washington at a December 2017 ceremony celebrating the UW’s new Gates Center. (GeekWire Photo / Kevin Lisota)
What he’s planning in 2019: Next year, Gates plans to focus on technologies that hold great promise and great risks. In his words, these are “areas where technology has the potential to make an enormous impact on the quality of our lives, but also raises complex ethical and social considerations.”
Specifically, he’s looking at the balance between privacy and innovation, and the use of technology in education.
“How can we use data to gain insights into education (like which schools do the best job of teaching low-income students) or health (like which doctors provide the best care for a reasonable price) while protecting people’s privacy,” Gates asks. “How much can software improve students’ learning?”
Education has been a difficult area of focus for the Bill and Melinda Gates Foundation. The organization spent more than $200 million on a project aimed at improving kids’ performance by evaluating teachers based on student test scores. A new report published this year found that the initiative failed to meet its objectives, particularly in serving low-income students.
“For years we have been hearing overheated claims about the huge impact that technology would have on education,” Gates writes. “People have been right to be skeptical. But I think things are finally coming together in a way that will deliver on the promises.”
Nuclear energy and climate change: Addressing climate change, Gates writes that he will “speak out more about how the U.S. needs to regain its leading role in nuclear power research” in the year ahead. He notes that this initiative is separate from his work with the Gates Foundation.
“The world needs to be working on lots of solutions to stop climate change,” he writes. “Advanced nuclear is one, and I hope to persuade U.S. leaders to get into the game.”
How he measures success: At the end of the day, Gates’ thinking on success has changed, thanks in part to his wife, Melinda, and his bridge-playing pal, Warren Buffett, whose measure of success is, “Do the people you care about love you back?”
Gates calls that “about as good a metric as you will find.”
Read Bill Gates’ full year-end letter here.

Saturday, December 29, 2018

Facebook helps you grow your business



Facebook helps you grow your business





Fong of StoreHub which has 5,000 clients across 15 countries today.
Fong of StoreHub which has 5,000 clients across 15 countries today.
Browse Wai Hong Fong’s personal website and you’ll see this quote – “Startup life is a roller coaster. You may feel incredibly down at 6pm. And feel on top of the world at 8pm.” 
No doubt, the tech-preneur has seen his fair shares of ups and downs. He’d always believed that technology was a tool to make life easier. And when e-commerce was on the rise, he grabbed the opportunity to start up a powerful cloud-based point-of-sale, inventory, and customer relationship management system called StoreHub. 
He spent countless hours coding, understanding the needs of both customers and business owners, and then translated all that knowledge into a product which he believed had a solid role to play in helping small brick-and-mortar retailers transition to the digital space. 
“Those that will survive and thrive are those that can create unique retail experiences in-store. Our mission is to help them turn transactions into relationships. You cannot just wait for someone to come into the store and transact anymore. 
“The question is, how can you, as a retailer, create better experiences that are unique in-store that the online space cannot do. These are some questions that we are trying to solve for SME retailers,” Fong told The Star earlier this year. 
Fong knew what he was talking about. But finding customers was a different ballgame. Fong and his small founding team went through their own personal networks, as well as door-to-door, and experimented with different types of digital advertising services in order to generate leads. But they could only go so far on their own. 
Then came Facebook. 
Today, StoreHub has 5,000 clients across 15 countries, and is the the system of choice for big brands like Shell Select, Birkenstock and Big Apple Donuts. The business took off when the team leveraged on Facebook, with Fong revealing that they went from getting 150 leads per month to 150 leads per day after using Facebook! 
StoreHub began working closely with Facebook tools, experimenting with different products to find out the most effective ways to reach their target audience. Facebook quickly became one of StoreHub’s biggest business drivers.
image: https://www.thestar.com.my/~/media/online/2018/12/17/11/08/secondfbstory_photobook.ashx?la=en
Mark Koay is confident that with Facebook, Photobook will be able to reach its goal of expanding across South-East Asia and become the No.1 online photobook resource in all markets.
Koay is confident that with Facebook, Photobook will be able to reach its goal of expanding across South-East Asia and become the No.1 online photobook resource in all markets.
Another interesting story is that of Mark Koay, who in 2001, realised that digital photography was changing the way people took and stored personal photographs. 
Despite having no experience in printing, Koay purchased a photobook printer, recruited a handful of colleagues, built a website, and started selling. 
The photobooks were marketed as simple, do-it-yourself projects which anyone could tackle on their own. People loved the idea because it was so easy to do. They were able to design any personalised item through the company’s website or mobile app. And Photobook, in turn, minimised waste and did everything – from planning, production, and packaging – to less than 24 hours. 
Today, Photobook Worldwide has offices in four countries around the globe and a team of 250 employees. Last year, they successfully shipped books to customers in over 100 countries. 
Interestingly, the Photobook team noticed that people were creating albums from images shared on Facebook. The team was also able to reach out to these people and other digital photography enthusiasts to grow their customer base via Facebook. 
They are confident that with Facebook, they will be able to reach their goal of expanding across South-East Asia and become the No.1 online photobook resource in all markets. 
Both StoreHub and Photobook were built on solid ideas, hardworking teams and lots of positive, forward thinking solutions. When coupled with Facebook’s reach and digital tools, these businesses have been given the chance to expand, have much bigger ambitions than they dreamed. 
Why not let Facebook help you find your people and grow your business? For more stories and resources go to madebyyou.fb.com/my/.

Read more at https://www.thestar.com.my/tech/tech-news/2018/12/17/facebook-helps-you-grow-your-business/#MPMVB7xdcTwhelKT.99

























More Stories

Preserving picture-perfect memories in the digital age
Photobook Worldwide, Technology
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Marketing on Facebook

Get personal with one of the world's biggest communities.

Communicate with people in familiar ways on Facebook. Whether your business is global or rooted in a local community, you can find your customers here.
 

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Marketing on Facebook

Get personal with one of the world's biggest communities.

Communicate with people in familiar ways on Facebook. Whether your business is global or rooted in a local community, you can find your customers here.

Get Started with Facebook
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Wednesday, December 26, 2018

Importance of Daily Exercise


 Importance of Daily Exercise




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Wednesday, November 14, 2018

Top 15 Most Beautiful Female Billionaires In The World








Top 15 Most Beautiful Female Billionaires In The World


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Beauty, brains and a bank account to match? These ladies truly do have it all. Click through to find out how these remarkable women got their billions.


Marie Besnier Beauvalot

At the prime age of 38, Marie Besnier Beauvalot is worth an impressive 5.5 billion USD. Marie is the heiress of her family business, which was set up by her father in 1993. She currently owns 20% of the French dairy business, and essentially made her billions from products including brie, yoghurt and feta.
She has two brothers, who also own shares in the company. Marie is married and currently lives in Laval, Mayenne in France.




 http://www.lifeontrend.com/2018/07/22/top-15-most-beautiful-female-billionaires-in-the-world/?utm_source=taboola&utm_medium=referral&utm_term=nymagazine-thecut&utm_content=126215917&utm_site=nymagazine-thecut&utm_campaign_item=126215917&utm_campaign=BeautifulBillionaires-2






Elizabeth Holmes

Elizabeth Holmes is well known for becoming the world’s youngest female billionaire. Making her mark at the age of just 19, Elizabeth has previously been compared to a ‘female Steve Jobs’. Today she’s said to be worth around $4.6 billion. Holmes made her money after she dropped out of Stanford University to start her own business – Theranos – a blood testing company.
She founded the company in 2004, and was seen as the leading lady in the health and tech industries. While Elizabeth initially did extremely well with her startup business, sadly she was later met with a lot of outrage and claims of fraud and the company was dissolved.






Charlotte Casiraghi

As eighth in line to the throne of Monaco, Charlotte Casiraghi is strikingly beautiful and currently said to be worth $5.7 billion. Charlotte was previously married to Gad Elmaleh from 2011 to 2015. She has one son Raphael Elmaleh, and at the point of going to publication, is also expecting her second child with fiancé Dimitri Rassam. At the age of 31, in July 2018 she first revealed her bump at the Monte Carlo International Horse Jumping events.






Perenna Kei

Today Perenna Kei is considered to be one of the world’s youngest billionaires. At 24, she was made famous as the heiress to her family business in the property market. Perenna owns 85% of publicly-listed Chinese real estate development company, Logan Property Holdings. She earned a place on the Forbes’ annual list of billionaires in 2018 after her father transferred 85% of the business to her.
Perenna has a bright future ahead of her. She’s currently worth $1.8 billion and is single, but it both strikingly pretty and fiercely bright.







Sara Blakely

Said to be worth $1.1 billion as of 2018, Sara Blakely is best known as the founder of Spanx, the worldwide control underwear brand. In 2012 Sara was named by Time Magazine as one of the top 100 most influential people in the world.
She married in 2008 and has four children. Blakely is also a covert to Judaism. Always entrepreneurial, before Sara made it big she worked as a door-to-door fax machine sales person. Today Sara’s products sell in 65 countries, and she still heads up and runs the company herself.






Aerin Lauder

At 48-years old, Aerin Lauder is worth $2.6 billion. The American heiress and business woman is a mum of two, and made her fortune in the lifestyle and cosmetics industries. Aerin is the granddaughter of Estee Lauder, and today she owns 16 million shares in the Estee Lauder companies.
Aerin is active in Estee Lauder, currently being the style and image director. She also owns her own Lifestyle brand ‘AERIN,’ and lives in New York with her husband and two children. She swears by the benefits of escapism too, regularly visiting her second home in Aspen, Colorado for a little break.







Tamara Ecclestone

British model and socialite Tamara Ecclestone is the daughter of the former chief executive of the Formula One Group, Bernie Ecclestone. With an impressive 424k followers on Instagram, the model’s striking good looks paired with her simple family life has made her extremely popular on the photo sharing app.
She married Jay Rutland in 2013 and has one daughter, Sophia Ecclestone Rutland, better known as ‘Fifi’. Fifi recently started school, with Tamara opening up about how difficult she found it.







Dylan Lauren

As the daughter of American fashion designer Ralph Lauren, Dylan is an entrepreneur herself, and is the owner and founder of what’s said to be the largest candy store in the world. In 2001, the entrepreneur opened the doors to Dylan’s Candy Bar, which claims to merge art, fashion and pop culture with candy. Dylan said that her mission was to ‘awaken the creative spirit and inner child in everyone.’
Dylan married to Paul Arroulet in 2001 and has two children, Kingsley Rainbow and Cooper Blue.








Amanda Hearst

Amanda Hearst is the heiress to the Hearst Corporation and is considered to be a socialite and model. She is the great granddaughter of William Randolph Hearst, the founder of media company Hearst.
She was voted the 7th hottest billionaire by Forbes Magazine, but she’s bright and academic too, having graduated from University with a degree in Art History. She is currently the contributing editor for Town & Country magazine, and also founded her own ethical fashion and lifestyle brand ‘Maison de Mode.’




Laurene Powell Jobs

Said to be worth $20.7 billion, Laurene Powell Jobs is the founder of Emerson Collective. Known not just for her marriage to Steve Jobs, Laurene is also a business woman in her own rights. Widowed in 2011, her company Emerson Collective uses entrepreneurship to advance social reform and to assist students in need.
Laurene also cofounded College Track, that helps disadvantaged students prepare for and graduate from college. In 2017 she was named as the 14th most powerful woman by Forbes, and as the richest in tech at number 9 in 2015. She has three children and is the 6th wealthiest female in the world, based on net worth.








Ivanka Trump

Daughter of the currently controversial Donald Trump, Ivanka Trump is known as a businesswoman, author and fashion designer. She married Jared Kushner in 2009, and has three children.
Ivanka has published two self-help books, and is passionate about the working woman and empowering women. Her relationship with Jared Kushner was a little turbulent, as they initially broke up in 2008 after objections from Kushner’s parents. They later married in a Jewish ceremony. Ivanka has also recently spoken up about suffering from postpartum depression with each of her pregnancies.









Josie Ho

Singer and actress from Hong Kong, Josie Ho is the daughter of Stanley Ho, known as ‘the King of Gambling,’ Stanley owns 19 casinos. As a billionaire’s daughter, Josie has started in a number of somewhat risqué roles in her acting career, including prostitutes. In addition, her aim to develop a career in singing was met with disapproval from her father. Today Josie has been performing as part of her band ‘Josie Ho & the Uni Boys’ for ten years now.








Georgina Bloomberg

The daughter of Michael Bloomberg, the former New York City Mayor and philanthropist, Georgina Bloomberg is also a philanthropist as well as a professional equestrian. She’s the heiress to her father’s $52 billion empire, but things haven’t always been plain sailing for Georgina who broke her back twice as an elite equestrian.
She was named as one of Forbes ‘most intriguing heiresses’ in 2007. Today she’s also a novelist and animal rights activist. She started riding horses at a young age, and entered her first competition when she was just six-years old.








Holly Branson

In August 2018, the mum of two revealed that she was expecting her third child with husband Freddie Andrews. The daughter of Richard Branson already has twins, and stated that their new pregnancy was a ‘miracle’ after struggling with fertility problems the previous year. Holly met Freddie when she was just 18-years old.
From a young age she dreamed of becoming a doctor, and went on to study medicine at university, graduating in 2007. Clearly bright and ambitious, Holly become a junior doctor for the NHS, before joining forces with her father at Virgin.







Anna Anissimova

Popularly known as the Russian Paris Hilton, Anna Anissimova is worth $2 billion. Her billionaire father earned wealth by metal trading. She has done some modeling, acting, and several real estate ventures.








American fashion designer Tory Burch is said to be worth $800 million. She is the founder and CEO of Tory Burch, a lifestyle brand known for its collections bold in colour, prints and eclectic details. Tory started her career after graduating from university with a degree in Art History. She then moved to New York and made her way into the fashion industry, starting in PR and Marketing.
In 2004 she launched her own brand with a single store. Tory Burch now has 150 stores and is stocked in over 3,000 department stores. She also launchd the Tory Burch foundation in 2009, which supports the economic empowerment of women entrepreneurs.








Worth $8.8 billion in 2018, Carrie Perrodo is a French billionaire and heiresses. Born in Hong Kong, Carrie is now the owner of oil group Perenco, which was founded by her late husband Hubert Perrodo. Widowed in 2016, her eldest son, Francois, chairs Perenco, and her daughter, Nathalie, looks after the family’s winery in Bordeaux.
In the 1970s Carrie was a top model when she met her husband, they had three children together. She also launched her own modeling agency.





As one of the leading women in tech, Sheryl Sandberg is also an activist and an author. She’s said to be worth $1.6 billion, and on a salary of $25.2 million, as of 2017. She’s currently the chief operating executive of Facebook, and in June 2012 she became the first ever woman to serve on Facebook’s board, making her very powerful indeed.
Sheryl has two children and has been married twice. She also founded her own company Lean In, a non-profit which she named after her best selling book. Lean In supports empowerment in women.











Back in 2016, Diane Von Furstenberg boldly stated that she started her own business ‘to pay her own bills and sleep with whoever I wanted.’ Now 69-years old, the fashion designer is worth $1.2 billion. She is considered one of the most powerful and influential women in fashion.
She is most known for her famous wrap dress design, which became the symbol of classic American elegance and has been worn by the likes of Michelle Obama and the Duchess of Cambridge. Diane has been married twice and has two children.









With a net worth of $21.3 billion, Yang Huiyan is one of the wealthiest women in the world. She’s a property developer and is the majority shareholder of Country Garden Holdings. Yang is currently the richest woman in Asia. Born in China, she studied at Ohio State University and was ranked number 43 on the Forbes billionaire list in 2018.
Her shares in Country Garden Holdings was transferred to her by her father Yeung Kwok Keung in 2007. She also chairs Bright Scholar Education Holdings, which is a Chinese education company. Yang Chen Chong in 2006.








Margarita Louis-Dreyfus is a billionaire business woman estimated to be worth $5.3 billion. The Russian-born Swiss is the chair person of Louis Dreyfus, which was her husband’s company, Robert Louis-Dreyfus. The mum of three is considered to be the fourth-wealthiest Swiss in the world.
She met her husband on a Zurich to London flight in 1988. At the time, Margarita was working in circuit-board sales. After their marriage in 1992, she became a full-time mum, later taking over her husband’s company as chairman, following his death in 2009.








As the founder of Zara’s daughter, it’s no wonder that Marta Ortega-Perez is well known for her sense of style. Marta is the youngest daughter of the Spanish billionaire Amancio Ortega Gaona, and is listed on the Forbes world’s wealthiest people list. She is currently I one of the leading positions of her father’s company, and is involved in the running of the fashion empire.
Marta married Sergio Alvarez Moya in 2012, but later divorced in 2014. They have a son together, Amancio Ortega Alvarez.








Nita Ambini

With 319k followers on Instagram, Nita Ambani is an inspiring and passionate business woman. As the founder and chairperson of the Reliance Foundation, she is estimated to be worth around $40 billion and is one of the wealthiest women in India.
The Mother of three started her career as a teacher, after dropping out of law school. Her husband Mukesh Ambani is the director of Reliance Industries, where Nita is also a non-executive director. To date she has received numerous honors and is also the owner of the Mumbai Indians Cricket team.






Zhang Xin

CEO of SOHO Chine, Zhang Xin is estimated to be worth $3.5 billion. The real-estate magnate was dubbed ‘the woman to built Bejiing,’ and puts her fortune down to ‘falling in loved with risk.’ At the age of 15 she began working 12-hour days in textile factories in Hong Kong. She saved up to study in England and went on to work for Goldman Sachs in London.
Zhang met and married her husband when she moved to Bejiing. In 2005 they co-founded SOHO China, which quickly become the biggest property development firm in the country.






Ana Lucia de Mattos Barretto Villela

As part of one of Brazil’s oldest banking companies, Ana Lucia de Mattos Barretto Villela is known for being the youngest female billionaire in Brazil. Ana had a rocky start in life, as herself and her bother Alfredo lost their parents in a plane crash in 1982. This resulted in the siblings being raised by their aunt.
Ana’s wealth comes from her grandfather and her great-grandfather. Her great-grandfather founded the bank Itau, and her grandfather founded Duratex, a Brazilian maker of wood paneling and bathroom fixtures. Ana is a shareholder in both companies.







Lee Seo-Hyun

Lee Seo-Hyun is the president of Samsung C&T’s fashion devision, and is estimated to be worth $1.9 billion. In 2018 she was rated as number 19 on the Forbes Korea’s 50 Richest list. She is the second daughter of Samsung’s chairman Lee Kun-Hee. In 2015 Lee Seo-Hyun took charge of the fashion devision, despite it’s struggles, and has been tasked with quadrupling the revenue with a deadline of 2020. She is bright as well as beautiful, having graduated from Parsons School of Design in New York prior to working for Samsung.





Lynsi Snyder

Mum of four Lynsi Snyder is estimated to be worth 3 billion in 2018. The American business woman is the owner and heiress of In-N-Out Burger. She is the only grandchild of the company founders, Harry and Ester Snyder. Lynsi was recently rumoured to be selling her mansion for $19.8 million, which had been her home in California since 2012.
It was also in 2012 that Lynsi inherited half of the family business. Later in 2017, she became the sole owner of In-N-Out Burger, making her one of the world’s youngest female billionaires.




 http://www.lifeontrend.com/2018/07/22/top-15-most-beautiful-female-billionaires-in-the-world-27/


















































































































































































































































































28-year-old Malaysian listed on Forbes 30 under 30


28-year-old Malaysian listed on Forbes 30 under 30












PETALING JAYA: A 28-year-old Malaysian entrepreneur has been listed under the Forbes 30 under 30 for her achievements in developing a non-toxic skincare line for children.
Kimberley Ho, who is the co-founder of Evereden and based in the US, was listed under the retail and eCommerce category of Forbes' 2019 edition of its annual 30 under 30 list.
According to Forbes, Ho was working on Wall Street as a consumer brands investor and saw the need for "safe, natural products".
The American business magazine said Ho then decided to fill the gap in the market by starting Evereden in March 2018.
image: https://content.thestar.com.my/smg/settag/name=lotame/tags=Int_Property_Financing,Int_Travel_BahasaAudience,Demo_Age_65plus_enr,Demo_Gender_Male_enr,Int_Property_BahasaAudience,Int_Automotive_Affluent,Demo_Gender_Female_enr,Int_Business_Finance,Int_Automotive,Int_Property,Int_Parenting_BahasaAudience,Int_Lifestyle_Health_Fitness,Int_Food_EatingOut,Int_Parenting,Int_Travel_International,Int_Business_Finance_SME,Demo_BahasaAudience,Int_Fashion_Beauty_BahasaAudience,Int_Property_Affluent,Int_Travel_Business,Demo_AffluentAudience,Int_Automotive_BahasaAudience,Int_Lifestyle_Relationships,Int_Business_Finance_Investors,Int_Sports_Badminton,Int_Sports,Int_Lifestyle,Int_Sports_Football,Int_Food,Demo_Age_45to54_enr,Int_Travel,Int_Entertainment_BahasaAudience,Demo_Age_25to34_enr,Demo_Age_55to64_enr,Int_Fashion_Beauty,Int_Food_Groceries,Int_Entertainment_MovieLovers,Int_Property_Designer_Home,Int_Property_Investment,Int_Entertainment,Demo_Age_18to24_enr,Int_Tech_Telco,Demo_Age_35to44_enr,Int_Travel_Local,Int_Business_Finance_PersonalFinancing,Int_Food_BahasaAudience,Int_Education,Int_Food_Recipes,all
"Since launching in March 2018, Ho, a Malaysian immigrant, has raised US$2mil (RM8.38mil) and her products have received accolades from Bobbi Brown and Vogue, among others," it said.
According to an interview with Forbes back in May, Ho said she moved to the US when she was 18 to study economics at Stanford University.
The report said after graduating, she then worked for investment banking firm Goldman Sachs.
Following her stint at Goldman, she moved on to be an investor at investment management firm Oaktree Capital.
Ho told Forbes that as she was working in the US, she used to purchased baby products from the US for her friends in Asia.
However, she came to realised that the ingredients in baby products from the US weren't as safe as they claimed to be.
Ho then decided to quit her job, and started Evereden, with her husband who is only known as Huang.
On Ho's Instagram account, she said she was honoured for Evereden to be on Forbes 30 under 30.
"Kudos to everyone on the team, all good things are possible because of the family that we've built. #ForbesUnder30," she said.

Read more at https://www.thestar.com.my/news/nation/2018/11/14/28yearold-malaysian-listed-on-forbes-30-under-30/#Fr2PVX2VaIQZElGC.99









https://www.instagram.com/explore/tags/evereden/?hl=en







Kimberley Ho

Kimberley Ho

Kimberley Ho

CEO and Co-Founder at Evereden
Greater New York City Area
Consumer Goods
Current
  1. Evereden

Previous
  1. Oaktree Capital Management, L.P.,
  2. Goldman Sachs
Education
  1. Stanford University














Experience

  • CEO and Co-Founder

    Evereden
    – Present 1 year 5 months
    Greater New York City Area
    Rebuilding skincare for a new generation.
  • Investment Professional

    Oaktree Capital Management, L.P.
    2 years 1 month
    New York
    Investments in consumer and healthcare companies.

    Evaluated and executed on new investment opportunities for a top quartile investment firm with over $100 billion of committed capital.
  • Investment Banking Analyst

    Goldman Sachs
    2 years
    New York
    Leveraged Finance Group

    Deals completed include cross-border leveraged buyouts, subsidiary spin-offs and M&A financings.

Education

  • Stanford University

    Bachelor’s Degree, Economics, Minor in Creative Writing
    Khazanah Nasional Academic Scholarship (1 of 3 recipients selected from 3,000+ applicants in the country)
    SIG International Fellowship
    Activities and Societies: Alpha Kappa Psi, Stanford Finance













How This Investment Banker Turned CEO Is Rebuilding Children's Skincare

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Kimberley HoPhoto courtesy of Kimberley Ho
Investment banker turned entrepreneur, Kimberley Ho is the founder of Evereden, a children’s skincare company dedicated to creating products that are natural and safe. When her girlfriends in Asia began begging Ho to bring back baby skincare products each time she went home, she discovered that the dominant skincare brands on the market contained toxins and harmful ingredients. Ho became obsessed with creating a new skincare line for babies — assembling a team of pediatric dermatologists from Stanford and Harvard to build products that are naturally-sourced and scientifically-backed, void of toxins and harmful ingredients. The result was Evereden: beautifully formulated body washes, shampoos, sunscreens and diaper creams that are effective and safe for babies’ fragile skin. Unlike other skincare brands, Evereden has zero tolerance for toxins, harmful or even questionable ingredients. Today, Ho launches Evereden by offering six core products that aim to create a new standard on caring for children’s skin.
In our interview, we discussed what sparked Ho’s passion to create Evereden, her career pivot and the impact she hopes to bring to the world with her products.
Dominique Fluker: From investment banker turned entrepreneur, share your career journey. What drove you to start Evereden?
Kimberley Ho: After growing up in Malaysia, I moved to the US when I was 18 to study economics at Stanford. Although my friends joked that I was too “nice” to go into finance, I started my career in investment banking at Goldman Sachs, then became an investor at Oaktree Capital. My several years in finance taught me a lot about grit, guts and how to build a business — but ultimately I wasn’t able to be creative in those positions. I was itching for something different.

Traveling back and forth to Asia over the years, my girlfriends starting families would beg me to bring them natural and organic baby products from the US — they just weren’t on the market over there. But after doing some research, I realized that the formulas in US baby products weren’t as safe or effective as they claimed to be. I quit my job in finance and set out on a mission to rebuild children’s skincare from the ground up. One year later, I’m launching Evereden.
Fluker: How has your background in investment banking prepared you to start your own company?
Ho: During my time in finance, I invested in CPG companies that sold personal care products. I became intimately familiar with the brands on the market — their manufacturing processes, their formulas and more. I quickly learned that, by and large, most children’s skincare brands were using the same questionable ingredients, working with the same contract manufacturers that would hardly deviate from the standard formula. My background in finance taught me to carefully analyze the market, poke holes, and ask those manufacturers hard questions when formulating my own line. I was told ‘no’ a lot. But I kept pushing, and eventually found manufacturers and suppliers who were willing to create something entirely new with us.
Fluker: Talk about the mission of Evereden. What inspired the concept of rebuilding children’s skincare for a new generation?
Ho: Evereden’s mission is to rebuild children’s skincare from the ground up. We’re starting by reformulating the core products that every parent needs for their kids: shampoos, lotions, sunscreens, diaper creams and massage oil. We take a medical practitioner's approach, inviting industry-leading dermatologists to rigorously vet every ingredient that we put into our formulas. We’re bringing science to the confusing, oversaturated “natural” conversation — helping parents understand what ingredients are safe and effective.
Fluker: How did you come up with the name Evereden?
Ho: I was on a road trip with my husband and co-founder, Huang. We were riffing about how we wanted to give the best products to every family, everywhere. It was this idea of “every person’s Eden.” Huang is a sucker for symmetry, so we decided to cut the Y. Hence, Evereden.
Evereden productsPhoto courtesy of Evereden
Fluker: How is Evereden differentiating themselves from the competition?
Ho: Our formula and philosophy are radically different than what else is out there. We stay on the cutting edge of dermatological research, using only the safest, most effective ingredients in our products. We’re also the first to apply the high-end ingredients typically found in women’s skincare to children’s products — not for the sake of vanity, but because they’re truly the best in the world and help protect the most sensitive skin.
Wherever possible, we use natural, plant-based ingredients. But the “natural vs. synthetic” conversation has been grossly oversimplified, and we don’t fall into the polarizing vacuum that most brands end up in. There are a lot of skin-sensitizers in products on the market that are technically natural (poison ivy, for one!) and some synthetics are great. We go beyond natural: we’re backed by science. And Evereden’s products are safe and effective, above all else.
Finally, a core tenant of our philosophy is to directly source the best ingredients from world-class manufacturers, all over the globe. We have great partners in the United States, and one in Australia (because of their incredibly high standards for sunscreen). We want to make the best products, and we’ll go to the ends of the earth in order to do so.
Fluker: You often divide your time between Shanghai and New York for business. Talk about why you work across different time zones and the importance of time management.
Ho: The genesis for Evereden was to provide the best products to families, initially inspired by our closest friends back home in Asia. Evereden is initially launching here in the US, but we have plans to expand internationally — in Asia and beyond. That type of scale means working on two time zones, and that’s not always easy. If I wake up at 7:00 AM, I’ll have 50-100 unread messages that came in overnight from Asia — so I start by handling those. Later in the morning, I’ll switch gears to handle US operations from 9:00 AM - 7:00 PM. Before bed, I switch back to responding to people in Asia for a few more hours. There’s no magic bullet for time management, but I make it a point to block off some time in the week to rest and recharge.
Fluker: Evereden prides itself on using the highest qualities of ingredients for children skincare products. Discuss how your scientific advisory board brings back science to skincare while using natural ingredients.
Ho: Evereden has a Scientific Advisory board that includes dermatologists from Stanford and Harvard who happen to be moms themselves. We know that children’s skin is ultra-sensitive and that early exposure to toxins and allergens can affect kids for a lifetime. These experts first helped us source gentle, effective, and natural ingredients, then rigorously tested each and every one to ensure they’re safe and effective on fragile skin. Our team of experts continuously and relentlessly examines emerging research on ingredient safety and children’s skin because it’s our passion and theirs. This allows us to stay ahead of the curve so that our customers don’t have to.

Fluker: Evereden is launching a set of six core products today. What kind of impact are you hoping for? 
Ho: With the launch, we hope to start a revolution in baby skincare and beyond. We’d like to set a new industry standard for ingredients and manufacturing practices and spur a nuanced conversation around why children’s skin matters — from day one. And eventually, we’d like to go beyond baby to create personal care products for the entire family.
Fluker: Share three pieces of advice for the millennial wanting to do a career pivot.  
Ho: Think about what you’re most passionate about and why; this is the thing that will keep you going when you’re running on empty. Consider your core skills, and how you can build upon what you already know to do something (or learn something!) entirely new. Finally, work your network; even if you set out on a new path, existing relationships are invaluable.
I am a San Francisco Bay Area social and content strategist. Being a Bay Area native and semi-New Yorker, I've always experienced the best of both worlds. However, attending Sarah Lawrence College expanded my worldview and intensified my work ethic even more. Transitioning f...




https://www.forbes.com/sites/dominiquefluker/2018/05/17/evereden/#6f0d3c1236ae




































This former Wall Streeter turned down $2 million and pays herself less than her interns in order to build her company on her own terms


Evereden
  • Kimberley Ho is a former Wall Street investor who launched her own direct-to-consumer family skincare company, Evereden.
  • Ho turned down $2 million in funding from venture capitalists.
  • Ho also said that she’s currently the lowest paid employee at her company.
Kimberley Ho is building a skincare company that she hopes will someday be just as ubiquitous as Johnson & Johnson. To do so, she’s thinking longterm. Ask the CEO what her primary goal for her organic, family-focused skincare line is, and she’ll answer without skipping a beat, “To be here in 100 years.”
Ho’s company, Evereden, is a skincare line that’s almost entirely self-funded by Ho and her husband, who both worked in Wall Street’s investing scene. Ho says that their knowledge of investing led them to turn down $2 million in unsolicited offers from venture capitalists.
“There’s no such thing as a free lunch,” said Ho. “With VC funding, strings always comes attached.”
In turning down the cash, Ho said that she hopes to lead her company on her own terms. Crafting a skincare line that’s safe for babies isn’t easy, and Ho has enlisted the help of pediatricians and scientists from Stanford and Harvard to create a product that uses ingredients she says are typically found in women’s luxury skin products.
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Ho said that most of the money she’s put into her company has been spent on research.
“When we talk about re-building children’s skincare, we’re talking about reformulating everything from the ground up,” said Ho.
A screenshot from Evereden's website
A screenshot from Evereden’s website
Ever-eden.com
While Ho said that the unsolicited offers from investors were flattering, she believes she and her husband made the right choice in turning them down.
“It’s nice to have investors believe in your vision and your mission,” said Ho. “But as a consumer startup, VC money comes with expectations of astronomical growth. In the end, we didn’t think it would be sustainable to take on a load of VC money and grow quickly without sacrificing our customer’s experience.”
While Ho has turned down investors’ cash for now, in the future, she says she’s open to considering taking in more capital if the time is right.
“As we look towards international expansion down the line, we’re open to changing this funding strategy,” said Ho. “But we’d need to find the right investment partners who buy into our long-term vision.”
For now, bootstrapping means cutting costs wherever possible, which includes turning down a salary for herself.
“I am the lowest paid employee at my company,” said Ho. “I pay my interns more than I pay myself. For me, it’s not about money – it’s about the vision. In my mind if I pay myself like, $50,000, that’s money that I’m not putting into the company.”




https://www.businessinsider.my/evereden-founder-kimberly-ho-turned-down-millions-pays-herself-less-than-her-interns-2018-5/?r=US&IR=T



















The CEO Who Splits Her Time Between Shanghai and New York






In Her Shoes is a column about what real women wear when they need to get things done.
Growing up in Malaysia, Kimberley Ho never thought she’d wind up working in the same field as both of her parents. After graduating with an economics degree from Stanford, Ho took a cue from her financier father and went straight into banking at Goldman Sachs. After two years she was poached by Oaktree Capital, a famed investment fund, that manages over $100 billion in assets. But being the one of the few women in a traditional, non-creative environment made her unhappy and so she left after two years to form her own company, a lesson she learned from her entrepreneur mother.
Now she’s the CEO of Evereden, a non-toxic personal care product line, that will simultaneously launch both in the United States and China later this year. Ho’s newest venture requires her to split her time between the two countries, and her hours are anything but ordinary: she’ll be up at 7 a.m. to answer the previous day’s emails from Asia before ending her night with conference calls at 11 p.m. The Cut caught up with Ho, who talked about how her style has adapted from corporate to start-up life.





Photo: Victoria Stevens. Produced by Biel Parklee.






On how her former corporate life affects her style now:
When I was an investor and investment banker, I wore only safe, boardroom-appropriate black, nude, or navy pumps. Most of my meetings were with C-level executives of some of the largest companies in America, and fashion was just not part of the agenda. Now that I run my own start-up, I gravitate toward colorful shoes whenever I can. I love red, turquoise, or any kind of embroidery. I love a strong patent-leather bootie or anything with an interesting heel. My favorites at the moment are Rejina Pyo or Acne mules or if I’m keeping it classic, pointy Jimmy Choo pumps.

Shop Interesting Mules







& Other Stories Pointed Block Heel Mules
$125 at & Other Stories
Jeffrey Campbell Lakme Mule
$120 at Nordstrom
By Far Sienna Mule
$270 at Need Supply
Rejina Pyo Yasmin leather mules
$690 at Net-a-Porter
On what she wears to a big meeting:
I like to keep it simple with a Theory wool open jacket over a shift dress from Roland Mouret or Antonio Berardi. I’m also a big fan of jumpsuits, or high-waisted, wide leg pants with a long, white ADAY button-down shirt. For shoes, my meeting pumps are Jimmy Choo pointed black heels. They’re the ultimate boardroom heel.
On the four types of shoes in her desk drawer: 
I’ll have ballet flats for the commute, slip-ons or mules for everyday office comfort, and when I need to get cracking on work. There are also classic black heels for the big meetings, and finally a fun evening heel for going out. I’m really into. Victoria Beckham’s Dorothy Pump — it makes me think of Oz and costume parties, candies and cocktails.






On what she wears for post-work plans:
I’m into sleek ’90s minimalism these days, and I love bias slip dresses like the ones by Fleur Du Mal. I’ll wear them under a black leather trench or a classic leather jacket. Leather jackets are one of my favorite pieces — a good one can be like armor, and they work with almost any outfit. I’m also in a big jumpsuit phase, and a good one can easily take you from office to evening!

Shop Leather Jackets






Topshop Washed Wolf Zipper Moto Jacket
$100 at Nordstrom
Levi’s Oversize Faux Leather Moto Jacket
$158 at Nordstrom
BLANKNYC Suede Moto Jacket
$188 at Nordstrom
ALLSAINTS Dalby Leather Biker Jacket
$450 at Nordstrom
On letting her hair down, literally:
When I was younger, I dressed for my bosses, colleagues, clients, and executives of companies I invested in — I was new to the industry and often the only female investor in the room, so I wore tough suits and conservative heels. I never strayed from neutral colors and I’d put my hair up in a bun to seem more serious. These days because I’m running a start-up in two different countries I don’t have time to worry about what other people think! The people I see all day are my team and business partners and we’re all working toward the same goal — and these days I wear my hair down.

Shop the Story






Manolo Blahnik BB Pumps

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https://www.thecut.com/2018/04/interview-evereden-kimberley-ho.html




























































Kimberly Ho, Founder of Evereden

Meet #noteworthy woman Kimberly Ho, a former NYC investment banker turned entrepreneur. We chatted with Kimberly about how she's disrupting the children's skincare industry and the motivations behind her brand, Evereden. Take some major notes on this inspiring boss lady and her baby-friendly products below!
How did you come up with Evereden and what are your goals for the brand?
It really started from a personal need. Traveling back and forth to Asia over the years, my childhood girlfriends starting families would beg me to bring them natural and organic baby products from the US — they just weren’t on the market over there. But after doing some research, I realized that the formulas in US baby products weren’t as natural or safe as they claimed to be. I quit my job in finance, assembled a team of world-class dermatologists and set out on a mission to rebuild children’s skincare from the ground up. One year later, I’m launching Evereden.
What kind of work did you do prior to starting Evereden?
I started my career in investment banking at Goldman Sachs, then became an investor at Oaktree Capital. My several years in finance taught me a lot about grit, guts and how to build a business — but ultimately I was itching for a different challenge, and something more creative.
During my time in finance, I invested in consumer and skincare companies. I became intimately familiar with the brands on the market — their supply chain process, their formulas and more. I quickly learned that, by and large, most children’s skincare brands were using the same questionable ingredients, and despite huge innovations in women’s skincare, children’s skincare formulas hadn’t really changed over 20 years. My background in finance taught me to carefully analyze the market, assemble a team of world class dermatology experts to help in the R&D process, and ask manufacturers hard questions when formulating my own line. I was told ‘no’ a lot. But I kept pushing, and eventually found manufacturers and suppliers who were willing to create something entirely new with us.
What was the most challenging thing about starting your own company?
Changing the status quo: manufacturers were used to doing things a certain way, and when I asked for formulation changes that would make formulations safer and to remove certain questionable ingredients, I encountered unexpected pushback from manufacturers that had done things in a certain way for years. But I kept pushing, and eventually found manufacturers and suppliers who were willing to rebuild children’s skincare from the ground up with us.
If you had to choose 3 words to describe Evereden, what would they be?
Safe, Premium, Innovative
How does having a business influence your style?
These days, I prefer minimalist clothes that work no matter the work occasion. When running a startup, there may be numerous meetings and conversations throughout the day – from meetings with lawyers, to suppliers and investors – and my favorite thing to wear is a crisply tailored white shirt, with a pencil skirt or pants.
Who inspires you most?
Women founders inspire me most, for example Emily Weiss from Glossier, and Jen Rubio and Steph Korey from AWAY have built amazing brands in their respective fields in the direct-to-consumer space, and each of them have built incredible communities around their brands.
What is the best career advice you've ever been given?
Think about what you’re most passionate about and why; this is the thing that will keep you going when things are tough.
What is your guilty pleasure?
Celebrity magazines!
What are your favorite spots in New York?
I love a good speakeasy bar, Angel’s Share is an all-time favorite.